![]() ![]() Use these goal setting worksheets HERE to set your targets for each year.įor keeping track of expenses for the month, use the 31 days tracker HERE. More planner printables for financial planning ![]() Expense heavy months means I’ll have to stay home more often, spend less, or earn more than usual. After that, I plan additional expenses like buying new equipment or going on a trip. To help me make a budget, I list down the major expenses for each month. For this year, this printable bills tracker is definitely going to be part of my bullet journal. I really like how you can estimate what you think each item and. Use this printable to work out the numbers for your next vacation. CheapThriftyLiving’s Vacation Budget Printable. Home Planner templates Budget Expense Simple Monthly Expense Tracker Template Simple Monthly Expense Tracker Template 1. Sometimes I forget to pay our bill and sometimes I forget that I’ve already made a payment! Either I pay more for late dues, or I pay the same bill twice (which rarely happens). Use one of these free travel budget worksheet PDFs to estimate how much you need to save up to go on your next vacation. Construction projects require a proposal before they can begin. Use them as needed, and combine them for a cohesive set of documents that owners and team members will appreciate. If you leave without saving, your changes will be lost forever. The following are our top 11 Microsoft Excel construction templates for better construction project management. It specifies all the potential costs that are associated with the project and provides a clear indication of how long the project will take. Save your checklist to keep track of your progress. That’s one of my common questions last year. 10+ Free Renovation Budget Templates (Excel / PDF) A renovation budget template is used to track your renovation project expenditures and prevents you from exceeding your expectations. iSaveMoney is a good budget app to track. It has only 12 rows but you can print more pages if needed. Download iSaveMoney for free and start taking control of your personal finance and monthly budget planning. The second bill tracker layout has more space for writing when the bills are due and how much you need to pay. It’s perfect for a simple checklist for noting down which bills you’ve paid and when. The first bill tracker layout has 24 rows for listing down bills and expenses. Choose from 2 designs and 4 sizes – A4, A5, US Letter, and half US Letter size. Download our free printable bills tracker and add to your budget binder or bullet journal pages! Use this 12-months bills tracker to take note of monthly payments and help design your budget for each month. The Total Paid row at the bottom will sum the amounts that are checked.Hi there! Here’s a free printable to help keep track of bills, credit card payments, and other expenses. If you prefer to continue editing the spreadsheet on your computer, you can use the drop-down in the checkbox columns to check off when a bill is paid. If a payment is variable, you can enter the average amount at first, and then update it with the actual amount after you get the bill.įinally, you can print a copy of the worksheet if you want to include it in your planner or display it somewhere as a reminder. Next, enter the expected amounts for the bills for each month. The Day column is just for your own reference. ![]() In the Day column, you can list the day of the month that the bill is typically due, such as 1st, 15th, EOM (for end-of-month), etc. : Daily Planner Finance Tracker - To Do List - Undated Tear Off 90 Day Checklist for Mindful Spending & Saving by InnerGuide : Office Products. The printable allows you to write down: The spending date. This tracker features a floral border and four columns to record your daily spending. I would recommend listing them in order of priority, with the most critical bills to pay at the top. This way, you’re aware if you’re within budget or there is still room for improvement in your spending habits. How to Use the Bill Tracker Worksheetįirst, list all your expected bills. You may not need this if you are already using the money management spreadsheet, but if you like to manage your budget by hand, this worksheet can be a very useful tool to include in your budget planner. You can use this bill tracking spreadsheet to list all your recurring bills with their expected payment amounts, and then check them off when they are paid. When it’s time to inspect your home for a major change, there’s no better tool than the Home Inspection Checklist. ![]()
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![]() ![]() Genesis 1:26 “And God said, Let us make man in our image, after our likeness: and let them have dominion over the fish of the sea, and over the fowl of the air, and over the cattle, and over all the earth, and over every creeping thing that creepeth upon the earth.” We have the right to decide what medication and vaccinations that we can take. In addition, my second reason has to do with free will. Taking the vaccine which was created from tests on aborted fetal cell lines goes against my religion as it is the product of abortion which is a sin. It is taking away another human’s life and is a sin. God has a plan and a purpose for their lives. I believe in the Bible and that God forms babies in the womb. Job 31:15 “15 Did not he who made me in the womb make them? Did not the same one form us both within our mothers?” Proverbs 6:16-17 “16 There are six things the LORD hates, seven that are detestable to him: 17 haughty eyes, a lying tongue, hands that shed innocent blood” Jeremiah 1:5 “Before I formed you in the womb I knew you, before you were born I set you apart I appointed you as a prophet to the nations.” 16 Your eyes saw my unformed body all the days ordained for me were written in your book before one of them came to be.” 15 My frame was not hidden from you when I was made in the secret place, when I was woven together in the depths of the earth. ![]() 14 I praise you because I am fearfully and wonderfully made your works are wonderful, I know that full well. Psalm 139:13-16 “13 For you created my inmost being you knit me together in my mother’s womb. It is well known that many born again Christians and Catholics are against abortion. The first reason is that the vaccine was developed from aborted fetal cell lines. Employers and universities are required to accommodate religious observances and practices, unless doing so imposes an undue hardship on the business.Īs a practicing Christian taking the vaccine goes against my religious beliefs for multiple reasons. As part of their religious beliefs, many individuals object to vaccines. Under Title VII of the Civil Rights Act of 1964, individuals have the right to be free from discrimination on the basis of religion. I have literally been getting death threats but will continue to fight for you and your religious freedoms! Religious Exemption Letter Template ![]() This letter was approved by my University in New York and has been working for people in various fields and universities. I received thousands of messages and unfortunately cannot respond to every message but if you follow me I will try my best to answer all of you first. I have now posted a work exemption letter template, one for Canada and will be posting one written by a lawyer in a few days. I am going to continue to share resources for free with everyone who is following me. Unfortunately, TikTok/Insta keeps taking it down. If you would like to help others have access to my Religious Exemption Letter template to help support their religious freedom, please follow me on Instagram: I have tried to make the letter as accessible as possible. ![]() ![]() So, run the installation file “Bluestacks2.exe” from the download folder and do the following steps: When the software package is downloaded, you can proceed to install Bluestacks 2. The download will take a couple of minutes, after which you can proceed to install and run the application. Select the desired version in the table and click on “Download” and save the software package. ![]() Using older versions of the program allows you to install the emulator even on unpowered PCs with 2 GB RAM, unlike the latest releases, which are more demanding to the device and require at least 4 GB.
![]() ![]() We recommend putting the most important link in position one.Īlso, consider placing a call to action on your banner. You can display five links on a banner, so use those spots wisely. They’re also a place to advertise your social media, from Twitter to Facebook to Instagram. Add Links to Your YouTube Bannerīanners are fun and artsy, but they’re more than a stylish billboard for your channel. Stay away from designs that look congested or have too many colors for someone to process. That means adding just enough design elements to get your point across – some text, 1-2 images representing your niche, and a robust background. Just like YouTube thumbnails, you want your banner to be understandable within seconds. The typical advice we give for YouTube channel art is to keep it simple. Our value proposition at vidIQ is “creator obsessed YouTube education,” and you know that instantly by reading our banner. It’s an easy way to show people what your channel is about and what they’ll gain from being there. If you can, add your channel’s value proposition to the banner too. They’ll see the answer on your YouTube header: Tech reviews. If someone doesn’t realize you’re a tech channel after seeing your banner, they won’t spend more than a second guessing. That’s why it’s best to add a few words to the design. Some viewers will understand your banner without text, but others won’t be as fortunate. You might add a tiny spreadsheet to the design or make the banner forest green to match the Excel colors. If someone wants to learn Microsoft Excel, for example, the imagery in your banner has to match that desire. Viewers should look at your banner and think, It looks like this channel is about. Whether you’re into Minecraft gaming or finding lost puppies (yes, it’s a thing), your YouTube channel banner should reflect that. ![]() Create a Banner That Matches Your YouTube Niche That's the safe area where text doesn't get cut off.Ģ. Place banner text within the pixel area of 1235 x 338.Use the standard YouTube banner dimensions: 2048 x 1152 pixels.To make a sharp banner image for your channel: Good YouTube banners look sharp no matter where you view them: mobile devices, laptops, tablets, and even giant computer monitors. Start with the Correct YouTube Banner Size Here are five tips for creating a banner that intrigues anyone who lands on your channel. What makes a good YouTube banner image? We believe the best ones are balanced, eye-catching, and complement the profile pictures beside them. If you want viewers to scroll down and click on your videos, you need a banner that entices them to do so. Overall, the banner effectively captures the playful and adventurous nature of this popular mobile game.That means people will notice your banner before seeing anything else on your channel homepage. The text "Pokemon Go" is written in bold white font on top of the image, completing the design to make it appear eye-catching, exciting and attractive. Pikachu is surrounded by a variety of Pokemon, including Charizard, Bulbasaur, and Squirtle, all of which are catching the players' attention on the street. In the forefront of the image, we see the iconic Pikachu character standing on top of a colorful Pokeball. The background is a bright blue gradient, emphasizing the energy and excitement of the game. The YouTube channel art banner features a vibrant and dynamic image of the popular mobile game, Pokemon Go. The YouTube channel art banner for Pokemon Go is below. I enjoy the fact that it gets the whole family out of the house. Actually my most played game at the moment. I’m a little late with this banner, most of the hype has gone down already, but I still enjoy this game quite a bit. ![]() ![]() ![]() We kept coming back to their yurts because they looked very clean, resilient, and mindfully designed around the structure’s traditions, but with added modern features. Jake: We researched about 10 other yurt companies before choosing Pacific Yurts. We relished the chance to design our own yurt interior, so we thought a Pacific Yurt would be the perfect dwelling for our move to raw forested property in Canada! What made Pacific Yurts standout over other structures or companies on the market? Many of the families we saw living in Yurts had these amazing living spaces that looked comfortable and quite beautiful. Nicole and I also enjoy watching YouTube videos of families and couples who build and live in unique housing. While in the grasslands of Mongolia, I stayed in a traditional Mongolian Yurt – it was an amazing experience! I remember loving the design and feeling of warmth and comfort that the yurt gave me while I was wrapped in wool blankets safe inside that Mongolian Yurt. Jake : I traveled throughout China and Mongolia when I was 21 years old. What inspired you to pursue an off the grid yurt lifestyle? ![]() W e live in a 30 foot Pacific Yurt located on North Vancouver Island. Let’s start with a quick introduction of you and your yurt. To learn more about their adventures, we sent them a Q&A to see what it’s like to live off the grid in a Pacific Yurt. ![]() We’ve since launched a video series covering their incredible journey that takes viewers through their process of building a yurt and living in the ruggedness of Canada’s wilderness. They also told us they wanted to share their story about the benefits of living in a yurt by bringing more awareness to off the grid yurt living. When Jake and Nicole visited our facility to pick up their Pacific Yurt, they told us they wanted to start a sustainable property centered around a yurt. ![]() ![]() ![]() ![]() If 100Mbps doesn’t seem like a good fit for you, use the tool above to. Some people can get away with fewer Mbps, and others need more. With 100Mbps, you can stream movies, attend Zoom meetings, and play games online all on several devices at the same time. Offer includes professional installation at customer’s eligible location. A good download speed is at least 100Mbps, and a good upload speed is at least 10 Mbps. Maximum download/upload speed of up to 940 Mbps via a wired connection. ‡Speed may not be available in your area. 3,000 Mbps price with a 2-year agreement. †For the first 12 months with a 1-year agreement. Taxes, fees and surcharges extra and subject to change during and after the promotional period installation/network activation, equipment and additional services are extra. Spectrum Internet® Gig promotion price is $89.99/mo standard rates apply after yr. *Limited time offer subject to change valid to qualified residential customers who have not subscribed to any services within the previous 30 days and who have no outstanding obligation to Charter. How do AT&T advertised internet speeds compare to competitors? Actual customer speeds may vary based on a number of factors and are not guaranteed. Internet speed claims represent maximum network service capability speeds and based on wired connection to gateway. ‡‡Price after $5/mo Autopay & Paperless bill discount (w/in 2 bills). Monthly State Cost Recovery Charge in TX, OH, NV applies. #Price after $5/mo Autopay & Paperless bill discount (w/in 2 bills). For more info, go to **Price after $5/mo Autopay & Paperless bill discount (w/in 2 bills). Milliseconds, and lower jitter is better than higher jitter.*Speeds based on wired connection. Having a low jitter means that your ping doesn’t change and is stable – meaning you have a stable connection. Jitter – shows the stability of your connection and measures the changes in ping.Playing a competitive computer game, having a low ping is a must to ensure that your actions get received as soon as possible. However, ping only matters whenĭoing a task, where the response speed is critical – such as computer games. Ping is expressed in milliseconds (ms), and lower ping is better. Ping – indicates the time it takes for data to reach the destination and then return to your computer (round-trip).Higher upload speed equals faster file uploading – for example, adding attachments to emails, uploading a YouTube Upload Speed – the speed at which your computer can send data to other machines on the internet.MBps by dividing the download speed of the test by 8. Download speed is expressed in Mbps (Megabits per second), while web browsers and other software usually show the speed of downloading a file in Mb/sec (Megabytes per second). Higher download speedĮquals faster downloads. Download speed impacts your web browsing and file downloading speed the most. Download Speed – the speed at which your computer (or the network as a whole) can receive data from the internet.If you think we got it wrong and there’s a closer server available to you, you can choose another server from the list.Įxplanation of Internet Speed Test Results: However, sometimes we might get it wrong. We try to guess the closest server to your location. You can test your mobile, wifi or wired connection. You the most accurate and reliable results. Choosing a server closest to your location will give ![]() Upload speed: The speed at which your device sends data to the internet. You can quickly check your internet speed by clicking the “Start Internet Speed Test” button after we have finished loading a list of available servers. The Optimum internet speed measures three things: Download speed: The speed at which your device pulls data from the internet. ![]() ![]() Some are very simple while others are quite complex. That said, not all of these templates are created equally. If you look around online, you’ll be able to find many different sites that offer a free business budget template Excel. You can also include sections for your projected future expenses, like marketing costs or new equipment purchases. If you have employees, there should be a section to record their salaries. Additionally, a budget template can include sections for estimates, income, expenses, and profit or loss. It should also have a place to record the actual expenses that have happened during the period. What is included in a business budget template?Ī business budget template will have columns for each category of expense. Creating a budget template is a great way to stay organized and on track with your spending. It can be created using a variety of different tools, including Excel, Google Sheets, or an online budgeting tool. A budget helps you manage your finances by providing you with an overall view of your company’s financial situation.Ī business budget template is designed to outline your expenses for a specific period, such as a single month or an entire year. It allows you to see how much money you’re bringing in and how much is being spent. Either way, a budget will help you keep track of your finances and make profitable data-driven decisions.Ī business budget template is a document that outlines all your expenses for a certain period. Or, you can create a budget for each month that covers all expenses. You can create a separate budget for each aspect of your small business. There are a few different ways to approach budgeting for your small business. Keep in mind, the more accurate you can be with your budget, the better off your business will be. That may seem like a lot of information, but it is what you need to help guide your budgeting decisions. Start by analyzing your income, costs, and cash flow. How do you budget for a small business?Ĭreating a budget is the first step to running a successful small business. We'll also discuss what a budget template is and where to find one. Keep reading to learn everything you need to know about business budgets in Excel. ![]() However, you can also use a business budget template excel to save time. Making a budget in Excel is not complicated at all and can be completed in just a few simple steps. ![]() Business budgets are incredibly useful tools that allow businesses to monitor their spending, find areas for potential cost-saving, and predict future expenses. Creating a budget might sound like an intimidating task, but it doesn’t have to be as scary as you think. ![]() ![]() ![]() ![]() Meaning, the first sequence might look as follows: ♠K, ♠Q, ♠J, ♠10, ♠9, ♠8, ♠7, ♠6, ♠5, ♠4, ♠3, ♠2, ♠A, with the other seven built in the same way. The objective is to build down eight (8) sequences of the same suit, from King to Ace: King, Queen, Jack. The third one uses all four suits: ♥, ♠, ♣, ♦. The second one uses two suits of the opposite colors: one red ( ♥), one black (♠). Spider Solitaire 4 suits – extremely challenging, only for the real expert.Spider Solitaire 2 suits – more challenging.the stock (hand) pile, placed to the right of the ten piles, which can to be laid out only once. ![]() The top card of each pile is dealt face up ten (10) card piles: the first four contain five face down cards (blocked), and the other six – four face down cards.Spider Solitaire's initial layout includes: In it, the number of piles was increased to ten, and the number of cards in play rose to 104. The solitaire's contemporary version dates back to 1949. The game described there differed from the modern version in that it used 52 cards. The first mention of Spider Solitaire came in a 1937's Games Digest. The game owes its name to the association between the eight legs of a spider and the eight card piles that must be played out in order for the game to end. Online Spider Solitaire is a single-player card game with several variations, which gained tremendous popularity after its inclusion in the Microsoft Windows' games collection. Bookmark Play for Free Spider Solitaire Online ![]() ![]() ![]() WinRAR: RAR, ZIP, 7Z, CAB, ARJ, LZH, TAR, GZip, UUE, ISO, BZ2, Z, GZ, JAR, LZ, XZ, ZIPX, OO1. But only support unpacking RAR, AR, ARJ, CAB, CHM, CPIO, CramFS, DMG, EXT, FAT, GPT, HFS, IHEX, ISO, LZH, LZMA, MBR, MSI, NSIS, NTFS, QCOW2, RPM, SquashFS, UDF, UEFI, VDI, VHD, VMDK, WIM, XAR and Z file formats. Read More 7-Zip vs WinRAR vs WinZip – Supported File Formatsħ-Zip, WinRAR and WinZip all support RAR, ZIP, 7Z and some other archive file formats.ħ-Zip: Support packing and unpacking 7z, XZ, BZIP2, GZIP, TAR, ZIP and WIM file formats. Sometimes you need to transfer a bunch of files to colleagues or friends via email or other file transfer tools, you may utilize a file compression tool like the most popular 7-Zip, WinRAR or WinZip to compress all files into a single archive file and get a reduced file size for easy transfer.ħ-Zip vs WinRAR vs WinZip, which file compression tool is better? Which file compression software delivers the best compression ratio and the smallest file size while keeping the original quality? The post digs out some answers.
![]() ![]() In addition to the above, it consists of the summary section. Opening: Opening balance of Bank and Cash as per the records.Ĭlosing: Closing balance of Bank and Cash as per the records. Insert opening and closing balances in the balance info section on the right side. The Formula given here is =MAX(A15: A41), the last date of entry of the date column. The Formula given here is =A15, the first line of date column of the data input section. Number: Number for the respective accounts.įrom: Start date. Type: Type of account like Checking, Current, Savings, Personal, etc. Insert the following Account Information: This list is used for creating the dropdown menu in the Checkbook Register Template.Īt the top, there is the heading of the sheet. The Datasheet consists of lists of the type of transactions. This template consists of 2 worksheets: Datasheet and Checkbook Register Important Note: To edit and customize the Google Sheet, save the file on your Google Drive by using the “Make a Copy” option from the File menu.Īdditionally, you can download other accounting templates like Accounts Payable Template with Aging, Accounts Receivable Template with Aging, and Cash Flow Template. You can use this template to keep a track of all your income and expenditures.Ĭlick here to Download All Accounting Excel Templates for ₹299. This template can be helpful to individuals, accounting professional,s, and students. Just insert your bank transaction daily and easily reconcile at the end of every month. We have created an easy to use Checkbook Register Excel Template with predefined formulas. Thus, avoiding unnecessary fees charged on your account. If you maintain Checkbook Register, you can identify those errors and get them corrected.Īdditionally, you can also prevent bouncing back of checks due to the unavailability of balance. Many a time, it happens that bank officials commit some mistakes. Purpose of Maintaining A Checkbook Register It helps you to look where the money is coming/going from and how much is left with you. The Checkbook Register is a crucial document to remain on top of your financials. In simple terms, it records all deposits and withdrawals for a given checking account and used for performing bank reconciliation. Purpose of Maintaining A Checkbook RegisterĪ Checkbook register is a very useful document for keeping track of your Bank balances for personal and business accounts.Watch this short video to learn how to do it properly and avoid possible complications. Add more rowsĪdding additional rows can be a little tricky as most formulas that calculate totals must expand correctly to accommodate new rows that you add. Once you become relatively familiar with the template, you can protect these columns from unnecessary changes using Excel's Protect Sheet option. Also, remember not to delete formulas in the "Balance" column, "Reconciliation Data" and "Summary" sections. If you manage multiple accounts, you can create copies of this spreadsheet. ![]() We recommend making it a habit and record transactions as they occur or at the very least weekly, to avoid any mistakes and save you hours spent in an effort to identify the missing transactions. Alternatively, if the checkbook is not reconciled, a different message appears, prompting you to CHECK BANK CLOSING BALANCE and check your transactions. To add more clarity, when balancing your checkbook, the register displays a message to notify you that THE CHECKBOOK IS BALANCED when everything is balanced. The overview also reflects the amount to reconcile, your current checkbook balance and the final balance difference, if any. The summary displays the beginning balance, total of your deposits and withdrawals, and the end balance. Your transactions will reside in the "outstanding" column of the "Reconciliation Data" area for the time being until you are ready to reconcile.Īt the top of the worksheet you will find a summary overview of your checkbook. For that reason you may have to wait until transactions are reflected and only then reconcile each of your entries by entering "r" or "R" in the corresponding cells. If you are issuing a check or receiving a deposit by check, your transaction may not appear immediately on your bank account. When this step is completed, you are ready to start recording your transactions as they occur. If you have no opening balance, you may enter "0" or leave it blank. First, to ensure accuracy, you have to enter your Opening Balance if required, which essentially is the same as the "Balance Carried Forward". The main worksheet, labeled "Register", is where you will spend most of your time, but before you start recording your transactions, there are a couple of things you may need to do. The list already contains some predefined transaction types, which, if necessary, you can customize and add more rows for any new transaction type. ![]() You can add and define transaction types on the Settings worksheet of this template. ![]() |
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